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Is a lockdown of a country a covered reason in our cancellation insurances?

No, that's not the case.

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Related articles
What are the covered reasons for trip cancellation? Will Europ Assistance intervene if I want to cancel my trip after risk of Covid-19 infection or if my co-traveller is infected with Covid-19 and one of us has to stay in quarantine on the day of departure? Will Europ Assistance intervene in the cancellation of my trip if there is a travel or entry ban on the day of departure? Am I covered for medical assistance and medical expenses abroad in case of Covid-19? Is the Covid-19 pandemic a covered event in the cancellation insurance NoGo of Europ Assistance Belgium?
Will Europ Assistance intervene if I want to cancel my trip because I and/or my travel companion have contracted Covid-19? Will Europ Assistance intervene if I want to cancel my trip due to the presence of Covid-19 at my destination? Does Europ Assistance intervene if the transport company refuses me or my travelling companion access to a means of transport (plane, bus, etc.) because there is a risk that we are infected with Covid-19? You are not ill, but you are afraid of contracting the Covid-19 virus at your destination and therefore you want to cancel your trip.

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