Am I automatically insured all over the world when I take out an insurance policy?
This will depends on the type of assistance formula you have chosen.
In a temporary travel assistance, you are protected throughout the zone in which the chosen country of destination is located.
For the Light, Smart, VIP and Sport contracts, you are automatically covered in Europe, but it is possible to extend this to the whole world with the "World" option.
With the older formulas (Annual, Annual Plus, Annual Comfort, Prestige) you are automatically covered all over the world.
Below you will find the list of countries belonging to the assistance Europe.
Zone EuropeAlbania - Andorra - Balearic Islands - Belgium - Bosnia-Herzegovina - Bulgaria - Cyprus* - Denmark - Germany - Estonia - Finland - France (except overseas territories) - Gibraltar - Greece + islands - Hungary - Ireland - Italy + islands - Kosovo - Croatia - Latvia - Liechtenstein - Lithuania - Luxembourg - Macedonia - Madeira* - Malta* - Monaco - Montenegro - Netherlands - Norway - Ukraine - Austria - Poland - Portugal except Azores - Romania - Russian Federation (European part) - San Marino - Serbia - Slovakia - Slovenia - Spain (including the Balearic Islands and Canary Islands*, but excluding Ceuta and Melilla) - Czech Republic - Turkey (European part) - Vatican City State - United Kingdom - Belarus - Sweden - Switzerland.
Note: The territories which are part of these countries, but not geographically part of Europe, belong to Zone World (e.g. Martinique, Guadeloupe, French Antilles, Azores).
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