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Europ Assistance


Main guarantees

  • repatriation of the injured or ill person and their travel companions
  • unlimited coverage of medical expenses abroad
  • early return in case of hospitalization or death of a relative in Belgium
  • €15,000 search and rescue costs
  • reimbursement of unused travel days in case of early return as well as a refund for unused sports classes or sports equipment
  • compensation or refund for the replacement of personal or rented sports equipment in case of theft, loss or damage
  • luggage insurance included
  • possibility to also cover your grandchildren travelling with you


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This product sheet contains the main services and is not contractual. For details of the services, refer to the general conditions of this contract.

The benefits of this insurance in detail

The benefits of this insurance in detail

Insurance Limits SPORT Assistance
  • Contract valid for 1 year for any uninterrupted stay from 1 day to 3 consecutive months
  • The persons included in the contract, registered and habitually residing in Belgium are covered
  • Geographical coverage according to the chosen zone: Europe or World
  • Attention: The scope of our services may be limited in some countries. More information: https://www.europ-assistance.be/territorial-limitations
Medical assistance
  • Repatriation of the injured or ill person with an insured travel companion of their choice
  • Unlimited medical expenses abroad paid
  • If necessary, we send Europ Assistance doctor on site
  • €15,000 search and rescue costs rescue on the continent (mountain, desert, on and off ski slopes ...) and in territorial waters
Coverage of insured individuals travelling with you
  • We organize and pay for the return of other insured individuals
  • Return of children, grandchildren or great-grandchildren to Belgium with an accompanying person
  • Organization of the return to Belgium of pets (dogs, cats) accompanying you
Reconnection with your relatives
  • If one of your relatives in Belgium must be hospitalized or dies, we organize and pay for your early return.
  • We organize and pay for the transportation of a relative from Belgium to visit you if you are hospitalized abroad for a period of more than 5 days.
  • Transportation of both parents to visit a child hospitalized abroad.
Incident in your home
  • We organize and pay for your return if your home in Belgium is seriously damaged when you are abroad
  • We assist with your relocation and guarding of your home if it has become uninhabitable following serious damage
  • We send a locksmith in case you lose your keys
Travel concerns
  • Sending basic necessities in case of loss or theft of luggage
  • Money quickly made available for assistance abroad
  • Sending of glasses and essential medication that you cannot find abroad
  • Assistance in case of prosecution abroad
  • Assistance in case of loss or theft of travel documents and tickets abroad
Advice service
  • We can help you to organize the practical details of your trip by informing you about visas, mandatory vaccinations, climate, means of transport, health precautions...
  • Our blog is updated daily with this type of information.
Natural disasters
  • Coverage of the extension of the stay if you do not have the possibility to return from your holiday on the planned date
  • Coverage of costs for accommodation, lunch and transportation from/to the airport or train station up to €150/day for the first insured individual, €50/day for the other insured individuals, up to a maximum of 5 days per covered event

  • Natural disasters covered: volcanic eruption, strong gusts of wind, torrential rains, floods, overflowing rivers, hurricane
Travel compensation
  • Reimbursement of unused days in case of interruption of your holiday due to certain hazards (early return due to illness for example)
  • The guarantee can never exceed the insured amount with a maximum of €2,500 per insured person per trip and a maximum of €12,500 for all insured persons
  • Ski lift package up to a maximum of €250 for all insured individuals and a ski lesson package of more than 4 days up to a maximum of €250 for all insured individuals that could not be used following early repatriation.
Sporting activities
  • Reimbursement of unused sports lessons and the rental cost of sports equipment in case of theft or damage
  • Reimbursement of the rental cost of sports equipment in case of loss, theft or damage to personal or rented equipment
  • Reimbursement of unused ski lift passes, sports lessons and/or rental cost for sports equipment
Luggage insurance
  • Coverage of luggage, sports equipment and personal effects in case of theft, damage and loss up to €1,250 per trip in the individual formula, €2,500 in the Couples formula and €3,750 in the Family formula
  • Compensation/refund for sports equipment that is stolen or damaged
  • Reimbursement of ski/snowboard rental fees in case of breakages
  • In case of delay, we will reimburse the purchase of basic necessities up to €250 per insured person
  • Coverage in case of damaged luggage as a result of accident to the transport vehicle, theft or fire
  • Certain valuable items such as mobile phones, smartphones, laptops, cameras, jewellery are only guaranteed against theft
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