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Smart - Annual Travel Insurance

Our most popular product to protect all your trips

Our best-selling annual travel insurance plan is perfect to cover all your trips for a year. Medical coverage included with worldwide repatriation

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Main guarantees and exclusions

  • All your trips covered during 1 year
  • Medical repatriation and early return
  • Medical expenses abroad covered up to €1,250,000
  • Ski assistance (on and off the ski slopes)
  • Extension of stay in case of natural disasters
  • Trips exceeding 3 months
  • Individuals not domiciled in Belgium
  • Medical cover limited to €1,240 without health insurance
  • Pathological states known prior to travel

THE BENEFITS IN DETAIL

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THE BENEFITS IN DETAIL

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Precontractual information

IPID sheet

General Terms and Conditions

Precontractual information


The IPID sheet contains a summary of the main guarantees. For a complete and detailed overview, please refer to the general terms and conditions. Before subscribing, please read the general conditions and IPID documents. For all your questions, you can also contact our customer service department by phone at +32 (0)2 541 91 91. Europ Assistance Insurance is a contract governed by Belgian law.
Any decision to take out insurance must be based on a thorough examination of the information sheet and general conditions. These documents are available free of charge on our website or in our offices.
In the event of a complaint, you can contact Europ Assistance for the attention of Complaints Officer, Cantersteen 47, 1000 Brussels, complaints@europ-assistance.be. If you are not satisfied, you can contact the Insurance Ombudsman (www.ombudsman-insurance.be), Square de Meeûs 35, 1000 Brussels, www.ombudsman-insurance.be
Europ Assistance Belgium, VAT BE 0738.431.009 RPM Brussels, Cantersteen 47, 1000 Brussels, Belgian branch of Europ Assistance SA, an insurer under French law with its head office at 2 rue Pillet-Will, 75009 Paris, France (451 366 405 RCS Nanterre).