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Europ Assistance


Main guarantees

  • repatriation of the injured or ill person and their travel companions
  • medical expenses abroad paid up to €750,000 (Europe) and €1,250,000 (World)
  • early return in case of hospitalization or death of a relative in Belgium
  • €5,000 search and rescue costs
  • refund of unused travel days in case of early return
  • possibility to cover your grandchildren travelling with you


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This product sheet contains the main services and is not contractual. For details of the services, refer to the general conditions of this contract.

The benefits of this insurance in detail

The benefits of this insurance in detail

Insurance limits Smart
  • Contract valid for 1 year for any uninterrupted stay from 1 day to 3 consecutive months
  • The persons included in the contract, registered and habitually residing in Belgium are covered
  • Geographical coverage according to chosen zone: Europe or World
  • Attention: The scope of our services may be limited in some countries. More information: https://www.europ-assistance.be/territorial-limitations
Medical assistance
  • Repatriation of the injured or ill person with an insured individual of their choice
  • Medical expenses abroad paid up to €750,000 (Europe) and €1,250,000 (World)
  • If necessary, we send a Europ Assistance doctor on site
  • Search and rescue costs on the continent (mountain, desert, on and off ski slopes ...) and in territorial waters
Coverage of insured individuals travelling with you
  • We organize and pay for the return of other insured individuals
  • Return of children, grandchildren or great-grandchildren to Belgium with an accompanying person
  • Organization of the return to Belgium of pets (dogs, cats) accompanying you
Reconnection with your relatives
  • If one of your relatives in Belgium must be hospitalized or dies, we organize and pay for your early return.
  • We organize and pay for the transportation of a relative from Belgium to visit you if you are hospitalized abroad for a period of more than 5 days.
  • Transportation of both parents to visit a child hospitalized abroad.
Incident in your home
  • We organize and pay for your return if your home in Belgium is seriously damaged when you are abroad
  • We assist with your relocation and guarding of your home if it has become uninhabitable following serious damage
  • We send a locksmith in case you lose your keys
Travel concerns
  • Sending basic necessities in case of loss or theft of luggage
  • Money quickly made available for assistance abroad
  • Sending of glasses and essential medication that you cannot find abroad
  • Assistance in case of prosecution abroad
  • Assistance in case of loss or theft of travel documents and tickets abroad
Advice service
  • We can help you to organize the practical details of your trip by informing you about visas, mandatory vaccinations, climate, means of transport, health precautions...
  • Our blog is updated daily with this type of information.
Natural disasters
  • Coverage of the extension of the stay if you do not have the possibility to return from your holiday on the planned date
  • Coverage of costs for accommodation, lunch and transportation from/to the airport or train station up to €150/day for the first insured individual, €50/day for the other insured individuals, up to a maximum of 5 days per covered event

  • Natural disasters covered: volcanic eruption, strong gusts of wind, torrential rains, floods, overflowing rivers, hurricane
Travel compensation
  • Reimbursement of unused days in case of interruption of your holiday due to certain hazards (early return due to illness for example)
  • The guarantee can never exceed the insured amount with a maximum of €2,500 per insured person per trip and a maximum of €12,500 for all insured persons
  • Ski lift package up to a maximum of €250 for all insured individuals and a ski lesson package of more than 4 days up to a maximum of €250 for all insured individuals that could not be used following early repatriation.
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