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Europ Assistance

  OUR BUSINESS FORMULAS



Business Premium

The most complete and comprehensive assistance for businesses

Business Premium Business Support covers both business and private travel and can be extended to family members living under the same roof. This formula is specially designed for business owners for whom time is money.


Advantages


  • solutions in case of hospitalization (including the reimbursement of unlimited medical expenses abroad)
  • an intervention in case of immobilization abroad of the insured as well as members of their family living under the same roof
  • logistical, administrative and liability coverage
 

The benefits of this insurance in detail

Medical Assistance Business Premium
  • Unlimited additional reimbursement of additional medical expenses for care received abroad
  • Reimbursement for outpatient medical expenses up to €12,500
  • Reimbursement of medical expenses up to €7,500 after payment by the national health service, for care received in the country of residence for a claim occurring abroad and provided that Europ Assistance is informed of this claim
  • Advance on hospital expenses
  • Organization of and payment for the transportation/repatriation of the patient or the injured person
  • In case of repatriation of the insured person during a business trip, payment for either his return to the original place or the outward journey of a designated person to replace him
  • Replacement driver to bring back the vehicle, if for medical or other reasons the driver or other insured individuals are unable to drive
  • Reimbursement of search and rescue expenses in case of an accident in the mountains up to €10,000
  • Payment for transportation to a hospital in the event of a skiing accident.
  • Early return following the death of an employee or following a serious disaster at the company
  • Comfort hospital: single room with telephone and TV
  • Coverage of search and rescue costs in the mountains up to €10,000
  • Payment for transportation costs to the hospital following an accident in the mountains
  • Psychological assistance after serious trauma: death of a loved one, industrial or traffic accident, aggression, car or home-jacking (5 sessions)
  • Assistance in the event of a death during a trip: reimbursement of funeral expenses, repatriation...
  • Comfort at the hospital: single room, TV, telephone
Assistance to insured individuals travelling with you
  • We pay for the return of the insured travel companions or the person who went to the bedside of the insured individual in case of repatriation or transportation of the insured individual
  • We pay for the cost of continuation of their journey, up to the amount we would have paid for their return home if they cannot continue their travel with the initially planned means
Reconnection with your relatives
  • Visit of a relative in case of hospitalization of the insured person for more than 48 hours
  • Coverage of return trip, hotel expenses up to €300 per night (max 7 nights)
  • Coverage of travel expenses between hotel and hospital up to €375
  • In case of unexpected hospitalization of a loved one for a period of more than 48 hours, we organize and pay for the anticipated return of the insured individual
  • In case of hospitalization of a child we immediately organize and pay for your early return
  • In case of the unexpected death of a family member, we organize and pay for an early return
  • In case of death of an employee or a serious disaster in the company, we organize and pay for an early return
Incident in your home
  • If your home in Belgium is badly damaged when you are abroad, we organize and pay for your return transport
  • Your home is uninhabitable following serious damage? We assist you with your relocation, guard your home and transport your furniture
  • Your door is damaged or you lost your keys? We find a locksmith for you and participate in the costs of intervention
  • You want to have work done to your home? We can find skilled workers for you in Belgium
Travel concerns
  • Assistance in case of loss or theft of travel documents or tickets abroad and payment of transportation costs to the embassy or consulate up to €250.
  • Coverage of hotel expenses (up to €150 per day for the first insured beneficiary and €50 per day for any other insured beneficiaries and up to a maximum of 5 consecutive days per covered event) or the provision of a replacement vehicle up to a maximum of €500 if the insured individual is immobilized for more than 8 hours (including 1 night) during a trip following an air, rail or maritime strike, mechanical failure, bad weather, natural disaster or act of terrorism
  • Assistance in case of loss or theft of travel documents or tickets abroad
  • Sending professional documents
  • Coverage of the cost of luggage transportation
  • In case of luggage delay in the country of destination (minimum 4 hours for a scheduled flight and minimum 8 hours for a charter flight) we pay for the purchases of basic necessities up to €350
  • Sending of a worker following a covered return of the insured worker, if they cannot return to the place of their mission
  • Sending a suitcase with personal effects in the event of loss or theft of luggage
  • Transmitting urgent messages
  • Provision of money for unforeseen expenses abroad
  • When travelling: sending glasses, prostheses, medication not found on site
  • Interpreter assistance abroad
  • Strike assistance: mobility solution in case of a wild strike or a strike announced in less than 12 hours. Only valid on the first day of strike, max. 4 times a year
  • Bike assistance: assistance to the bicycle and the driver of the immobilized bicycle in Belgium
Public liability
  • Assistance in the event of legal proceedings:
    • advance for payment of the guarantee or caution up to €50,000
    • lawyer fees up to €5,000
Advice service
  • General travel information: visa and administrative formalities
  • Info on hygiene precautions and medical security measures
  • Info on hotels and restaurants, places of interest, climate, time difference...
  • Business information concerning stock exchanges, congresses, Chambers of Commerce, business centres...
Contact us for more information Read the general terms and conditions >

This product sheet contains the main services and is not contractual. For details of the services, refer to the general conditions of this contract.

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Our commitment to you

WORLDWIDE
WORLDWIDE

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FIRST BY YOUR SIDE
FIRST BY YOUR SIDE

Assistance: our job since more than half a century

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CUSTOM SOLUTION

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PROTECTION WITHIN 24H
PROTECTION WITHIN 24H

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